Financial savings Accounts / MMA
[2026.10 Update] The brand new account bonus is $400/$800 with a deposit of $20,000/$100,000, respectively. Should you fund the account close to the top of the preliminary 30-day funding window, your cash solely wants to remain within the account for slightly over 45 days. With a promotional APY of 4.25% for six months, there’s little alternative value, making this a superb supply.
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Account Options
- $400/$800 new account bonus. See the necessities under. Provide ends January 10, 2027.
- No month-to-month charge.
- The annual proportion yield (APY) is kind of aggressive. As of February 2026, the APY was 3.75%.
Bonus Necessities
- This supply is just legitimate for a brand new Premium Financial savings Account.
- Every buyer is proscribed to a lifetime most of two new Premium Financial savings Account money bonus gives.
- Throughout the first 30 days after opening the account, deposit net-new funds totaling $20,000–$99,999 for a $400 bonus, or $100,000 or extra for an $800 bonus. Web-new funds are incoming funds from outdoors the financial institution and its associates, much less withdrawals despatched outdoors the financial institution. Transfers from present E*Commerce or affiliated accounts don’t qualify.
- Preserve your stability for 45 extra days after the 30-day funding interval ends to earn your money bonus.
Abstract
This can be a strong bonus with a comparatively brief holding interval. If in case you have some spare money, this supply is value contemplating.
Associated Accounts
- E*Commerce Checking
- E*Commerce Premium Financial savings
- E*Commerce Brokerage
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