Robinhood Platinum Card Assessment: New Card, $695 Annual Charge with Coupon E-book

physixfan 2026-03-05 2026-03-05

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Earn 5% money again on eating (together with each eating places and deliveries), on as much as $50k per 12 months; earn 10% money again on accommodations and automobiles and 5% money again on flights, booked through Robinhood journey portal; earn 1% money again on every little thing else.
Complimentary Robinhood Gold membership ($5/month with out this card).
A thick coupon e-book, see under.
Precedence Cross Choose (PPS) airport lounges.
World Entry & TSA Pre test credit score.
No overseas transaction charge.

Varies Credit

$300 journey credit score: $150 per six months. Eligible transactions embrace rideshare providers, lodge prices, flights, and different travel-related purchases. Transactions don’t should be booked via the Robinhood journey portal to be eligible. That is doubtless one of many best credit to make use of, so it may fairly be valued at face worth.
$500 lodge credit score: Eligible cardholders will obtain as much as $250 in assertion credit for qualifying luxurious lodge bookings per six-month interval, with the choice to make use of as much as $100 of that credit score towards commonplace lodge bookings. Qualifying accommodations are recognized within the App and have to be booked via the Robinhood journey portal. Minimal two-night keep required. This credit score comes with important restrictions. Specifically, the “qualifying luxurious lodge bookings” could discuss with a comparatively small listing of properties, and costs at these accommodations might be inflated. For most individuals, the portion that’s realistically usable is probably going simply the $100 per six months for normal lodge bookings.
$250 restaurant credit score: $20 monthly, with an additional $10 in December. It’s restricted to “qualifying eating purchases at taking part native eating places.” They declare that greater than 15,000 eating places take part in this system. Individuals residing in massive cities could discover it simpler to make use of, however having to recollect to exit of your approach every month to dine at a particular restaurant simply to make use of the coupon may also take fairly a little bit of effort.
$250 DoorDash credit score & DoorPass membership: Two $10 off coupons every month, with one further coupon in January. The coupons require a minimal subtotal of $50, excluding charges and taxes. The worth of those coupons is admittedly restricted to individuals who already order from DoorDash regularly.
$250 autonomous rides credit score: $20 monthly, with an additional $10 in December.
$200 wearable credit score: (the listing of retailers will not be obtainable but)
$70 Oura membership
$365 Perform Well being membership
$199 Amazon One Medical membership

Disadvantages

$695 annual charge.
It appears there isn’t any sign-up bonus.
It seems that you can not maintain each the Robinhood Gold Card and the Robinhood Platinum Card on the similar time. Contemplating that the Robinhood Gold Card earns 3% money again on all purchases with no annual charge, making it a really robust card, this restriction considerably will increase the chance value of holding the Robinhood Platinum Card.

Abstract

On this period, virtually each premium card has began copying AmEx and turning right into a coupon e-book, which makes analyzing them fairly exhausting. Amongst these credit, solely the $300 journey credit score can fairly be valued at face worth. The lodge credit score may realistically be counted as $100 × 2 in case you can handle to make use of the usual lodge portion, and the restaurant credit score could be usable for individuals residing in massive cities. The remaining are principally equal to paying the annual charge simply to purchase coupons, which isn’t actually value it.