physixfan      2025-09-03     2025-09-03

2025.9 Replace: Particulars are out, and the primary batch of individuals on the waitlist have already acquired utility hyperlinks.

Utility Hyperlink

• Simply introduced; there’s no public utility hyperlink but. You possibly can be a part of the waitlist: Coinbase One Card

Options

1. As much as 4% again on all purchases, paid as Bitcoin (BTC) to your Coinbase account. Your cashback price relies on how a lot you maintain at Coinbase:
   1. Tier 1: 2% again in case your Coinbase belongings are < $10,000;
   2. Tier 2: 2.5% again in case your belongings are $10,000–$49,999.99;
   3. Tier 3: 3.0% again in case your belongings are $50,000–$199,999.99;
   4. Tier 4: 4.0% again in case your belongings are ≥ $200,000.00.
      Essential: For Tiers 2–4, the upper price solely applies to the primary $10,000 in purchases every calendar month; any spend past that earns 2%.
2. This can be a third-party American Specific card. It helps AmEx Affords, however acceptance exterior the U.S. is often weaker than Visa/Mastercard.
3. No overseas transaction payment.
4. Annual payment: $0 for the cardboard itself. Nevertheless, you will need to have an lively Coinbase One membership to use, which successfully makes the “payment” the $49.99/12 months Coinbase One membership.

Disadvantages

1. No sign-up bonus (not less than for now).
2. The additional cashback above 2% is capped: solely the primary $10k per calendar month qualifies for the upper tiered charges.

Abstract

Coinbase is the most important, most compliant U.S. crypto change, and this card’s rewards are paid in BTC. For the reason that larger charges require parking belongings at Coinbase, you must not less than be comfy with crypto to contemplate it. That mentioned, you don’t have to carry unstable cash: if you wish to keep away from worth swings, you possibly can maintain USDC (a USD stablecoin) on Coinbase and earn curiosity as an alternative.

Whereas the headline “as much as 4% again” sounds nice, the $10k/month cap on elevated earn is a bit underwhelming. In contrast with no-AF 2% cash-back playing cards like Citi Double Money (DC), this card successfully asks you to pay $49.99/12 months for Coinbase One. Run the mathematics on how a lot you’ll maintain at Coinbase and whether or not the incremental earn over 2% will not less than cowl that membership value.

Historic Affords Chart

Utility Hyperlink

• Simply introduced; there’s no public utility hyperlink but. You possibly can be a part of the waitlist: Coinbase One Card

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