physixfan      2025-08-20     2025-08-20

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Advantages

1. 100k provide: earn 100,000 Alaska Miles after spending $6,000 in first 90 days. Plus a 25k-point World Companion Award.
2. We worth Alaska Miles at 1.6 cents/level (Airline Miles Worth), so the 100k welcome provide is price about $1,600!
3. Earn 3x Alaska Miles on eligible Alaska Airways, Hawaiian Airways, eating and international purchases; and 1x Alaska Miles on all different purchases.
4. Annual World 25K Companion Award for a journey companion on the identical itinerary, when reserving journey utilizing your Atmos™ Rewards factors. Moreover, obtain a World 100K Companion Award yearly you spend 60,000 or extra on purchases in that anniversary yr.
5. Obtain 8 Alaska Lounge passes and eight Wi-Fi passes every year (2 of every per calendar quarter).
6. Free checked bag for you and as much as 6 friends touring on the identical reservation while you buy Alaska or Hawaiian Airways airfare with the cardboard.
7. Earn a ten% rewards bonus on all factors earned from card purchases you probably have an eligible Financial institution of America® account.
8. Get 10,000 standing factors yearly in your account anniversary and earn 1 standing level for each $2 spent on purchases.
9. As much as $120 Airport Safety Credit score each 4 years in reference to the TSA PreCheck® or World Entry trusted traveler packages.
10. Obtain a $50 voucher for Alaska Airways flight cancellations or departure delays of two hours+.
11. Pay no change price when that you must make a same-day change to your Alaska Airways flight plans – a financial savings of as much as $50 per change.
12. Flexibility with no blackout dates or redemption charges on Alaska Airways, Hawaiian Airways or associate airline flights when reserving with factors or a World Companion Award.
13. No international transaction price.

Disadvantages

1. $395 annual price, NOT waived for the primary yr.

Beneficial Software Time

1. We suggest you apply for this card after you’ve got a credit score historical past of not less than one yr.
2. 2/3/4 Rule: BoA will solely approve you for at most: 2 playing cards per rolling 2 months; 3 playing cards per rolling 12 months; and 4 playing cards per rolling 24 months. As a result of their IT system hasn’t been totally up to date but, you might not get declined due to this rule. As a substitute, you might get permitted at first, after which the account might be closed due to “permitted in error”.
3. 24 month churn rule: This card won’t be obtainable to you in case you at the moment have or have had the cardboard within the previous 24 month interval.

Abstract

This premium card’s welcome provide is certainly price it, however its long-term worth is questionable. The $395 annual price isn’t actually offset by any easy-to-use credit. The largest spotlight is clearly the 3x miles on all international transactions. For those who can determine a technique to manufacture spend throughout borders, then this card may have some distinctive worth.

After Making use of

• Click on right here to verify BoA software standing.
• BoA reconsideration backdoor quantity: 877-383-0120 or 866-811-4108. Plainly the quantity is altering. Please inform us without delay if it fails. The representatives right here can get in contact with decision-makers straight.

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