Capital One VentureOne Rewards Overview
Capital One Enterprise Rewards is a no-fee journey bank card that now has an elevated welcome supply. The cardboard doesn’t present tons of perks, and the incomes charge is decrease than what you may get from another no-fee merchandise. However the rewards you earn can be utilized for journey by way of switch companions, which is one thing which you could’t typically do with only a no-fee card.
Try the professionals and cons of the Capital One VentureOne Rewards bank card and the total evaluation under.
Professionals |
Cons |
| ✅ A superb bonus for a no charge bank card, with a low spending requirement. You additionally get 0% intro APR. | ❌ Incomes charge is only one.25X on all spending, when there are different choices that may earn you 2% in all places. |
| ✅ No annual charge. | ❌ Whereas the bonus is sweet for a no-fee card, you may get a lot larger bonuses which can be value it even with a charge. |
| ✅ You should utilize rewards by way of Capital One’s switch companions. | ❌ Common APR is larger than most different bank cards. |
Welcome Provide
- If you join the Capital One VentureOne Rewards card, you may earn a 40,000-mile bonus after you spend $1,000 throughout the first three months of opening your account.
- As a part of the supply, you too can take pleasure in 0% intro APR on purchases and stability transfers for 18 months. After {that a} variable APR applies. There’s a 3% charge on the quantities transferred throughout the first 18 months.
- No Annual Price
- LEARN MORE.
Contemplating which you could get a price of 1 cent per mile when reserving journey by way of Capital One, this bonus is value a minimum of $400. This bonus worth is likely one of the finest presently out there or no-annual-fee rewards card.
Incomes Rewards
The VentureOne Rewards card earn a flat charge of 1.25 Capital One miles for each buy. You’ll earn the upper charge of 5 miles per greenback on accommodations and rental vehicles booked by way of the Capital One journey portal. Your miles gained’t expire for the lifetime of your account and Capital One doesn’t impose blackout dates.
This can be a easy incomes charge however 1.25X miles is low when in comparison with different no-annual-fee journey playing cards.
The right way to Redeem Rewards
You can use the miles you earn to ebook accommodations, flights and rental vehicles utilizing your Capital One miles by logging into CapitalOne.com and visiting the reward heart. You can too use your card to ebook journey wherever after which redeem your miles for an announcement credit score to cowl a variety of journey purchases that you simply’ve revamped the previous 90 days. Solely purchases that fall below the journey service provider code will qualify. However nearly all airways, accommodations, rental vehicles, cruises and so forth. will qualify. Utilizing your miles this fashion will get you a price of 1 cent per mile.
You can too switch your miles to different loyalty applications that companion with Capital One. Not all of Capital One’s switch companions carry the identical redemption worth, so some transfers could also be extra precious than others. Make sure to analysis a speciifc program earlier than transferring miles, as a result of these transfers aren’t reversible. This may typically be the most effective use of you bank card rewards.
Should you don’t need to redeem your miles for journey, you too can money them out within the type of a assertion credit score, test, reward playing cards, Amazon.com or PayPal purchases and extra. However the worth is lower than 1 cent per mile.
Different Advantages
This can be a journey bank card. However because it has no annual charge, the journey perks offered are nothing to rave about.
One factor that value noting is the worth match assure while you ebook journey on Capital One’s web site. You may submit a worth match declare to Capital One Journey and get the distinction refunded. You get auto rental insurance coverage while you hire a automobile together with your card and fraud protection.
Different advantages embrace no overseas transaction charges, digital card numbers, credit score report alerts by way of CreditWise, and entry to Capital One Gives.
Capital One Switch Companions
Clients might want to switch a minimal of 1,000 Enterprise X, Enterprise X Enterprise, Enterprise or Spark Miles at a time to journey loyalty applications, and might want to switch in 100 mile increments.
| Companion | Ratio |
|---|---|
| Accor Dwell Limitless | 2 : 1 |
| Aeromexico Membership Premier | 1 : 1 |
| Air Canada Aeroplan | 1 : 1 |
| Air France KLM Flying Blue | 1 : 1 |
| Avianca LifeMiles | 1 : 1 |
| British Airways (Avios) | 1 : 1 |
| Cathay Pacific Asia Miles | 1 : 1 |
| Selection Resorts (Selection Privileges) | 1 : 1 |
| Emirates Skywards | 1 : 1 |
| Etihad Airways Etihad Visitor | 1 : 1 |
| EVA Air Infinity MileageLands | 2 : 1.5 |
| Finnair Plus | 1 : 1 |
| Qantas Frequent Flyer | 1 : 1 |
| Qatar Airways Privilege Membership | 1 : 1 |
| Singapore Airways Krisflyer | 1 : 1 |
| TAP Air Portugal (Miles&Go) | 1 : 1 |
| Turkish Airways (Miles&Smiles) | 1 : 1 |
| Virgin Purple | 1 : 1 |
| Wyndham Rewards | 1 : 1 |
Capital One VentureOne Rewards Overview: Guru’s Wrap-up
Capital One VentureOne Rewards is a good possibility if you’re on the lookout for a no-cost journey bank card. The welcome supply of 40,000 miles is the most effective we have now seen. It’s also an excellent bonus when in comparison with different no-fee playing cards, and it solely requires $1,000 in spending. The cardboard additionally provides you entry to extra than15 journey companions the place you may extract much more worth out of your miles.
However one main downside is that you simply solely earn 1.25X miles on your purchases. There are different playing cards with no charge that earn 2% money again, or 5% on rotating classes. So it doesn’t make sense to place a lot spend on this card, past the welcome bonus requirement.
In case you have an excellent to glorious credit score rating and don’t thoughts paying an annual charge for extra journey perks and a much bigger bonus, then you could find playing cards that ailing swimsuit you higher. Some choices embrace Capital One Enterprise, Capital One Enterprise X, Chase Sapphire Most popular.
DannyDealGuru has partnered with CardRatings for our protection of bank card merchandise. DannyDealGuru and CardRatings might obtain a fee from card issuers. Responses aren’t offered or commissioned by the financial institution advertiser. Responses haven’t been reviewed, accredited or in any other case endorsed by the financial institution advertiser. It’s not the financial institution advertiser’s accountability to make sure all posts and/or questions are answered.
