Citi has instantly modified its welcome bonus eligibility phrases, introducing AmEx-style “once-in-a-lifetime” language. Right here’s an instance from the Citi Strata Premier:

New account bonus provide is not out there when you presently have or beforehand had a Citi Strata Premier® or a Citi Premier® account. You additionally will not be eligible for the brand new account bonus provide primarily based on plenty of components, resembling your historical past of opening, closing and utilizing bank cards.

This new “once-in-a-lifetime” restriction replaces the earlier Citi 1/48 rule, which required you to attend 48 months after receiving a welcome bonus earlier than incomes one other bonus on the identical card.

For now, the brand new phrases solely have an effect on the Strata lineup:

Different Citi playing cards are usually not affected at the moment.

At present, this once-in-a-lifetime restriction is card-specific: holding or having held one Strata card doesn’t have an effect on your welcome bonus eligibility for the opposite playing cards within the lineup.


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