Every part concerning the card stays the identical. Listed below are some extra particulars on this journey rewards product designed particularly for enterprise homeowners: 

• Enterprise X Enterprise is a pay-in-full cost card, with no preset spending restrict. 
  • No preset spending restrict supplies versatile buying energy that adapts to a enterprise’ wants, which might allow cardholders to probably spend greater than they may on a standard bank card and earn much more journey rewards.  
• Enterprise X Enterprise cardholders have entry to main business-grade capabilities, together with free worker and digital playing cards to make safe enterprise purchases and preserve incomes rewards on all transactions. 
  • Cardholders may sync transaction knowledge with their accounting software program, and have the power to pay distributors by means of the cardboard (even when they don’t settle for playing cards). 
• Along with limitless 2X miles on each buy, Enterprise X Enterprise cardholders earn 10X miles on resorts and rental vehicles and 5X miles on flights when booked by means of Capital One Journey. 
  • Moreover, cardholders will obtain as much as $300 in assertion credit yearly for bookings made by means of Capital One Journey and as much as 10,000 bonus miles (equal to $100 towards journey) yearly after their first anniversary. Cardholders have versatile redemption choices and might redeem miles on flights, resorts, trip leases and extra, with no restrictions or blackout dates. Enterprise homeowners may get a press release credit score for journey purchases made with Enterprise X Enterprise or switch miles to any of our 15+ journey loyalty packages. 
• Capital One is continuous to seek out new methods to deliver our cardholders best-in-class journey merchandise and experiences. 
  • Capital One Journey’s new Premier Assortment makes it attainable for Enterprise X Enterprise clients to seek out and e book stays at a thoughtfully curated group of luxurious resorts and resorts whereas additionally delivering top-tier advantages on each keep and 10X earn on bookings. Extra journey advantages out there to Enterprise X Enterprise cardholders embrace entry to all-inclusive facilities at Capital One Lounges; complimentary entry to our Companion Lounge Community; and as much as a $100 credit score for TSA PreCheck® or International Entry each 4 years.

Signup Bonus

That is what was supplied for the Spark Journey Elite enterprise card, and can stay the identical after rebranding.

• Earn as much as 250,000 miles while you apply and are authorized for the Capital One Enterprise X Enterprise card:
  • Earn 50,000 miles after you spend $10,000 inside the first 3 months
  • Plus a further 200,000 miles while you spend a complete of $50,000 inside the first six months
• Annual Payment: $395
• DIRECT LINK (Enterprise X Enterprise is simply out there to shoppers of Capital One Relationship Managers in the intervening time.)

Card Particulars

• Earn:
  • 2x miles on all purchases.
  • 5x miles on flights when booked by means of Capital One’s journey portal.
  • 10x miles on resorts and rental vehicles.
• $300 annual credit score for bookings by means of Capital One Journey.
• 10,000 bonus miles yearly after your first anniversary.
• Limitless entry to Capital One lounges in addition to Precedence Move and different Capital One accomplice lounges. Worker playing cards do NOT get lounge entry.
• $100 International Entry/TSA PreCheck credit score each 4 years.
• Redeem miles on flights, resorts, trip leases and extra, with no restrictions or blackout dates.
• Pay distributors by means of the cardboard utilizing Melio (2.9% payment), even when they don’t settle for bank cards.
• This can be a cost card, which implies that you could pay the steadiness in full to keep away from a month-to-month 2.99% late payment.

Enterprise X Enterprise vs Enterprise X

As I discussed above, Enterprise X Enterprise is nearly an identical to the Enterprise X card. However there are some distinction value highlighting, which can assist you determine on which one is greatest for you:

• Enterprise X Enterprise is clearly a enterprise bank card and a cost card. That implies that you could pay the steadiness in full to keep away from a month-to-month 2.99% late payment.
• Enterprise X Enterprise doesn’t report to private credit score bureaus, making it a greater choice if you happen to care about your Chase 5/24 depend.
• Capital One eliminated entry to eating places and another non-lounge experiences for for Enterprise X cardholders. However Enterprise X Enterprise cardholders have entry to each Precedence Move Lounges and non-lounge airport experiences.
• Enterprise X Enterprise worker playing cards NOT not get Precedence Move entry. Enterprise X extra customers get Precedence Move.

Capital One Switch Companions

Clients might want to switch a minimal of 1,000 Enterprise X, Enterprise X Enterprise, Enterprise or Spark Miles at a time to journey loyalty packages, and might want to switch in 100 mile increments.

Software Guidelines

For now you may solely apply for the Capital One Enterprise X Enterprise card solely by means of relationship managers. At the moment, Spark Money Plus cardholders are unable to use for Enterprise X Enterprise. Nonetheless, present cardholders of different Spark playing cards are eligible to use. 

Capital One enterprise bank cards usually report to private credit score bureaus. However assuming all the things stays the identical as with Spark Journey Elite accounts, Enterprise X Enterprise card won’t report to private credit score bureau reviews (offered that the account stays in good standing).

Capital One pulls your credit score report from all three credit score bureaus while you apply. However you may freeze your TransUnion or Experian (solely one in every of them) and nonetheless get authorized.

Guru’s Wrap-up

The Capital One Enterprise X Enterprise card is enterprise model of the Enterprise X. Advantages are virtually an identical, however it is a enterprise card and a cost card. The one variations appear to be that staff don’t get lounge entry, and first cardholder nonetheless has entry to Precedence Move lounges and non-lounge airport experiences.

The very first thing that stands out is the signup bonus of 250,000 miles. However you want to spend a complete of $50,000 inside the first six months to earn that bonus. This card earns 2x on all purchases (and as much as 10x on journey). So you’ll find yourself with a complete of 350,000 miles after six months.

The cardboard has a $395 annual payment which isn’t waived the primary 12 months. But in addition comes with further advantages that make it a keeper long run. You get a $300 annual journey credit score and 10,000 bonus miles yearly after the primary anniversary. Plus there’s lounge entry.