physixfan      2025-10-20     2025-10-20

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Advantages

1. 90k supply: earn 90,000 AAdvantage Miles after spending $5,000 throughout the first 4 months.
2. We worth AA Miles at 1.5 cents/level (Airline Miles Worth), so the 90k highest sign-up bonus is value about $1,350! See A Newbie’s Information to AA Miles to examine for particulars about AA Miles.
3. Earn 3x AAdvantage miles per $1 spent on eligible American Airways purchases; earn 6x on eligible AAdvantage Motels bookings; earn 2x at eating places (together with takeout and supply) and on Rides and Rails purchases (together with taxis, rideshares and public transit); 1x AAdvantage mile per $1 on different purchases.
4. Earn 1 Loyalty Level (LP) for each 1 eligible AAdvantage mile earned from purchases to succeed in AAdvantage standing quicker.
5. Each calendar yr, obtain 4 Admirals Membership Globe Passes.
6. Coupon e book:
   • $100 Splurge Credit score: Each calendar yr, earn as much as $100 in assertion credit in your alternative of as much as 2 of the next manufacturers: 1stDibs, eligible AAdvantage Motels bookings, Future Private Coaching and Reside Nation (exclusions apply).
   • $240 Turo Credit score: Earn as much as $30 in assertion credit for every eligible Turo journey accomplished, for a complete of as much as $240 in assertion credit yearly.
   • $100 In Flight Purchases Credit score: Each calendar yr, earn as much as $100 in assertion credit on inflight purchases whenever you use your card on American Airways flights.
7. Flight Streak bonus: Earn a 5,000 Loyalty Level (LP) bonus after each 4 qualifying American Airways flights (as much as 15,000 further Loyalty Factors (LP) every standing qualification yr).
8. First checked bag free on home American Airways flights for you and as much as 8 companions.
9. American Airways Companion Certificates: Earn an American Airways Companion Certificates beginning in your second cardmembership yr so long as your cardmembership is renewed.
10. Precedence boarding on American Airways flights.
11. World Entry credit score.
12. No overseas transaction price.

Disadvantages

1. $350 annual price, NOT waived for the primary yr.

Really helpful Utility Time

1. [8/65 Rule] You may apply for at most 1 Citi playing cards each 8 days, and at most 2 Citi playing cards each 65 days, irrespective of authorised or not.
2. [Updated] [1/48 Rule] The welcome bonus is just not accessible in case you have obtained a brand new account bonus for this card previously 48 months.
3. Citi values the variety of current onerous pulls quite a bit, we advocate you apply when there’s lower than 6 onerous pulls previously 6 months.
4. We advocate you apply for this card after you’ve got a credit score historical past of not less than one yr.

Abstract

This card is clearly positioned because the mid-tier counterpart to the UA and DL co-branded playing cards. Its principal long-term perk is simply the annual companion certificates. If it had been simpler to make use of one or two gadgets from the coupon e book, it is perhaps barely extra interesting. For individuals who truly fly AA typically, the 4 membership passes barely transfer the needle. General, except for the welcome bonus, there’s little aggressive worth right here.

Associated Credit score Playing cards

Really helpful Downgrade Choices

[2025.3 Update] It appears Citi not permits product change between AA playing cards and TYP playing cards, due to this fact if you need to downgrade this card to a no price card, your solely choices are Citi AA MileUp and Citi Costco.

After Making use of

• Name 888-201-4523 to examine Citi software standing.
• Citi reconsideration backdoor quantity: 605-331-1698. It is a so known as “Citi EO” (Govt Workplace) cellphone quantity. This cellphone quantity is just not designed to make reconsiderations, however the representatives are actually useful.

Historic Presents Chart

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