Non-affiliate disclosure: all details about the this card have been collected independently by US Credit score Card Information and has not been reviewed by the issuer.
2024.9 Replace: Present supply is 100k bonus factors after $7500 spend inside 6 months of account opening.
Software Hyperlink
Advantages
- 100k supply: earn 100,000 bonus Avios after spending $7,500 on purchases throughout the first 6 months . That is the perfect supply lately.
- We worth EI Avios at 1.2 cents (Airline Miles Worth), so the 100k highest sign-up bonus is value about $1,200. BA Avios, IB Avios and EI Avios could be transferred to one another at a 1:1 ratio (each accounts should be not less than 90 days outdated).
- Earn 3 Avios per $1 spent on purchases with British Airways, Aer Lingus, Iberia, and Degree. Earn 2 Avios per $1 spent on lodge lodging. And earn 1 Avios per $1 spent on all different purchases.
- Each calendar yr you make purchases of $30,000, you’ll obtain an economic system companion ticket good for 12 months.
- No international transaction charge.
Drawback
- Annual charge $95, NOT waived first yr.
Beneficial Software Time
- [5/24 Rule] You probably have 5 or extra new accounts opened previously 24 months, Chase won’t approve your utility on this card, regardless of how excessive your credit score rating is. The variety of new accounts consists of all bank card accounts, not solely Chase accounts. See this submit for particulars about how you can presumably bypass this rule.
- This product is on the market to you in case you don’t have this card and haven’t obtained a brand new cardmember bonus for this card previously 24 months. Word that what issues right here is the time you bought the sign-up bonus, not the time you open the account or shut the account.
- Don’t apply for greater than 2 Chase bank cards inside 30 days, or it’s extremely probably that you’re going to get rejected.
- We advocate you to use for this card after you will have a credit score historical past for greater than a yr.
Abstract
The sign-up bonus on this card is kind of respectable. BA Avios, IB Avios and EI Avios could be transferred to one another at a 1:1 ratio, so it’s a good card to earn Avios shortly along with Chase BA. These mileage packages every has its personal benefit. The incomes construction shouldn’t be engaging in any respect, so if you’re not flying EI ceaselessly then it isn’t a very good card to maintain for lengthy.
Associated Credit score Playing cards
Beneficial Downgrade Choices
- You can’t downgrade this card to any card with no annual charge, so I counsel you shut it if you don’t need to preserve it any longer.
After Making use of
- Name 800-436-7927 to test Chase utility standing. That is an automatic phone line, and the knowledge has the next meanings: Obtain choice in 2 weeks means your utility might be authorised; Obtain choice in 7-10 days means your utility might be rejected; Obtain choice in 30 days merely means your utility requires additional evaluation and there’s nothing to let you know for now.
- Chase reconsideration backdoor quantity: 888-270-2127 or 888-609-7805. Name it in case you didn’t get approve instantly. Your private info can be acquired and they’re going to then evaluation it. You seldom reply questions, as an alternative, simply benefit from the music and then you definitely get authorised or rejected, or additional info is required to be hand in to the department or faxed.
Historic Gives Chart
Word: Generally there are affords comparable to 100k or 75k on this card, however the spending necessities after the primary 50k are large. Due to this fact, we don’t deal with them as sign-up bonus; as an alternative, we deal with them as spending bonus as an alternative. Equally, the 4x as much as 100k supply can also be not counted.