2024.4 Replace: There’s a brand new function Reward Increase: if in case you have Sofi Checking and have Direct Deposit (DD) each month, then your cashback charge is 2.2% on every little thing.

Utility Hyperlink

Advantages

1. Earn 2.2% money again on all eligible purchases! No cap. You may earn 2% simply with this bank card, and earn further 0.2% if in case you have Sofi Checking and have Direct Deposit (DD) each month.
2. Mobile phone safety: stand up to $800 per declare and $1,000 per yr in mobile phone safety towards coated theft or injury for telephones listed in your month-to-month mobile phone invoice while you pay it together with your eligible bank card. Deductible $50.
3. No overseas transaction payment.

4. No annual payment.

Disadvantages

1. At the moment there’s no welcome provide.
2. In regards to the factors worth: for those who redeem factors as money deposited into your SoFi Cash or SoFi Make investments or a Sofi mortgage account, then your factors will redeem at a charge of 1 cent per level. When you redeem factors as an announcement credit score into your SoFi Credit score Card account, then your factors will redeem solely at a charge of 0.5 cents per level.

Abstract

That is one other 2% money again no annual payment card, much like Citi Double Money (DC) (MasterCard), Constancy Rewards (Visa), and Synchrony PayPal Cashback (Mastercard). This card is exclusive amongst them as a result of it has no FTF, and it has mobile phone safety. So for those who want these options, this card is an effective selection!

In case you have Sofi Checking and have Direct Deposit (DD) each month, then 2.2% is the very best cashback charge among the many playing cards with no annual payment no asset requirement.

Historic Presents Chart

Utility Hyperlink

When you like this publish, remember to present it a 5 star ranking!