2024.1 Replace: The brand new supply is $500 with $30k deposit. There’s additionally a brand new change: the 0 month-to-month price requirement for Citi Precedence has been lowered from $50k to $30k.

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Advantages

1. $500 sign-up bonus! Please learn beneath for the necessities to get this bonus.
2. There’s a month-to-month upkeep price of $30. You may keep away from this by preserving a month-to-month steadiness of $50,000.
3. If you happen to meet the above situations to keep away from the month-to-month price, you can too use non-Citi ATMs without spending a dime.
4. No early termination price. You may shut your account at any time, however we advocate you change your account to the Citi Primary Banking package deal to keep away from the excessive month-to-month steadiness requirement.
5. If in case you have Citi Precedence checking account, the annual price of Citi Status might be lowered from $450 to $350. The $350 annual price stays even when you shut your Citi Precedence account thereafter. [Update: No longer works]

Bonus Necessities

1. This bonus is simply out there for brand spanking new shoppers. Those that presently have a Citi checking or financial savings account, or have closed an account inside 180 days should not eligible for this supply. These with a Citi bank card should not exempt from these guidelines.
2. Deposit New-to-Citibank Funds into your new checking account inside 20 days of account opening. Preserve the required minimal steadiness in your eligible account for an extra 60 days from the twenty first day. See the next desk for the relation of bonus and quantity of deposit:
   

   Deposit Quantity	Bonus
   $30,000	$500
   $200,000	$1,500
   $300,000	$2,500

3. Word: solely the common financial savings account counts, the brand new product “Citi Speed up Financial savings” with larger rate of interest doesn’t depend.

Totally different Citi Checking Accounts

Here’s a comparability and distinction on the official web site.

Abstract

This account is just like the previous Citigold account, which now requires $200k to open. The $700 highest bonus is very nice, simply the deposit requirement is a bit excessive.

Historic Affords Chart

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