2023.7 Replace: The brand new provide is 100k. There are additionally lots of modifications:

• Annual charge is elevated from $450 to $595.
• Earn 4x AA Miles on AA (2x earlier than). Earn 5x on AA after spending $150,000 in a calendar 12 months. Earn 10 AA miles for each $1 spent on eligible accommodations booked by aa.com/accommodations and on eligible automotive leases booked by aa.com/vehicles.
• Earn 1 Loyalty Level for each 1 eligible AAdvantage® mile earned from purchases.
• Loyalty Factors Bonuses: Earn a ten,000 Loyalty Factors bonus after reaching 50,000 Loyalty Factors in a standing qualification 12 months. Earn one other 10,000 Loyalty Factors bonus after reaching 90,000 Loyalty Factors in the identical standing qualification 12 months.
• Coupon E-book:
  • $120 Avis/Funds credit score per calendar 12 months
  • $120 Grubhub credit score: $10 per month-to-month billing assertion
  • $120 Lyft credit score: $10 Lyft credit score after 3 taking 3 eligible rides in a calendar month
• Added Journey Cancellation/Interruption, Journey Delay, Misplaced Baggage, Automobile Rental Insurance coverage.

The coupon ebook sucks, particularly these small credit score paid by month. What’s particularly annoying and ridiculous is a few are issued per calendar month and a few are per billing assertion!

2022.10 Replace: The brand new provide is 85k.

Utility Hyperlink

Advantages

1. 100k Provide: earn 100,000 AA Miles after spending $10,000 in first 3 months. That is one of the best provide on this card.
2. We worth AA Miles at 1.5 cents/level (Airline Miles Worth), so the 100k sign-up bonus is value about $1,500! See A Newbie’s Information to AA Miles to test for particulars about AA Miles.
3. Earn 4 AA miles per $1 spent on American Airways, 1 AA mile per $1 on different purchases. Earn 5x on AA after spending $150,000 in a calendar 12 months. Earn 10 AA miles for each $1 spent on eligible accommodations booked by aa.com/accommodations and on eligible automotive leases booked by aa.com/vehicles.
4. Complimentary Admirals Membership membership ($500/12 months for buy), which permits cardholder and two friends to enter Admirals Membership totally free.
5. [New] Coupon E-book:
   • $120 Avis/Funds credit score per calendar 12 months
   • $120 Grubhub credit score: $10 per month-to-month billing assertion
   • $120 Lyft credit score: $10 Lyft credit score after 3 taking 3 eligible rides in a calendar month
6. [New] Earn 1 Loyalty Level for each 1 eligible AAdvantage® mile earned from purchases.
7. [New] Loyalty Factors Bonuses: Earn a ten,000 Loyalty Factors bonus after reaching 50,000 Loyalty Factors in a standing qualification 12 months. Earn one other 10,000 Loyalty Factors bonus after reaching 90,000 Loyalty Factors in the identical standing qualification 12 months.
8. First checked bag free on home American Airways flights for cardholder and as much as eight companions.
9. Precedence check-in, screening and boarding when touring on home American Airways flights.
10. 25% financial savings on eligible in–flight AA purchases utilizing this card.
11. Earn 10,000 Elite Qualifying Miles (EQM) after spending $40,000 in every calendar 12 months.
12. No overseas transaction charge.
13. Free so as to add licensed customers, as much as 10. Licensed customers have complimentary entry to Admirals Membership, and may carry two friends totally free!

Disadvantages

1. $595 annual charge, NOT waived for the primary 12 months. Be aware that annual charge doesn’t depend in the direction of the minimal spending requirement (and that is true for all bank cards)!

Beneficial Utility Time

1. [8/65 Rule] You’ll be able to apply for at most 1 Citi playing cards each 8 days, and at most 2 Citi playing cards each 65 days, regardless of permitted or not.
2. [1/48 Rule] The welcome bonus will not be out there you probably have acquired a brand new account bonus for this card prior to now 48 months.
3. Citi values the variety of latest exhausting pulls rather a lot, we advocate you apply when there’s lower than 6 exhausting pulls prior to now 6 months.
4. We advocate you apply for this card after you may have a credit score historical past of at the least one 12 months.

Abstract

Be aware you can solely get ONE sign-up bonus among the many Citi AA playing cards in 24 months. Though the sign-up bonus is the best among the many Citi AA playing cards, its first 12 months excessive annual charge will not be waived. So we advocate Citi AA Platinum as an alternative of this card.

Associated Credit score Playing cards

Beneficial Downgrade Choices

After Making use of

• Name 888-201-4523 to test Citi utility standing.
• Citi reconsideration backdoor quantity: 605-331-1698. This can be a so referred to as “Citi EO” (Government Workplace) cellphone quantity. This cellphone quantity will not be designed to make reconsiderations, however the representatives are actually useful.

Historic Gives Chart

Utility Hyperlink

If you happen to like this publish, remember to offer it a 5 star score!