Non-affiliate disclosure: all details about the this card have been collected independently by US Credit score Card Information and has not been reviewed by the issuer.
2023.1 Replace: The brand new supply is 175k.
2022.10 Replace: The 140k+1FN supply is expired. The present supply is 140k.
2022.7 Replace: The brand new supply is 140k+1FN (as much as 40k). It is a first rate supply.
Utility Hyperlink
Advantages
- 175k supply: earn 175,000 IHG factors after spending $3,000 in 3 months. That is the most effective factors supply.
- IHG factors are valued round 0.5 cents/level (Lodge Factors Worth). So the 175k welcome supply is price about $875.
- Obtain a 40k Free Evening (FN) certificates yearly after your account renewal anniversary date. You can too use present IHG factors to redeem your FN at inns above the 40,000 level redemption stage.
- Earn 10x factors at IHG property, 5x factors at eating, grocery store and fuel station, and 3x level on different purchases.
- Obtain as much as $50 United TravelBank Money every calendar yr: You will obtain one $25 United TravelBank money deposit on or about January 1, and one other $25 United TravelBank money deposit on or about July 1. Deposits made between January 1 and June 30 will expire on July 15, no matter deposit date. Deposits made between July 1 and December 31 will expire on January 15, no matter deposit date. You need to full a one-time registration to obtain this profit. This profit is actually ineffective due to its quick expiration and small quantity.
- Earn 10,000 bonus factors + $100 assertion credit score after you spend $20,000 on purchases and make one extra buy every account anniversary yr.
- 20% off 20% on whenever you buy IHG factors together with your card.
- 4th reward night time free whenever you redeem factors for any keep of 4 or extra nights.
- Complimentary IHG Platinum Membership so long as you have got this card. Get IHG Diamond Membership for those who spend $40k.
- International Entry or TSA PreCheck $100 credit score each 4 years.
- No international transaction charge.
- Refer a good friend. Please click on this hyperlink to begin referring. You may earn 10,000 bonus IHG factors for each accepted account you refer, as much as a most of 5 accepted referrals (50,000 IHG factors) per calendar yr.
Disadvantages
- $99 annual charge, NOT waived fist yr.
- Free night time is barely legitimate for one yr.
Beneficial Utility Time
- [5/24 Rule] When you’ve got 5 or extra new accounts opened prior to now 24 months, Chase is not going to approve your software on this card, regardless of how excessive your credit score rating is. The variety of new accounts consists of all bank card accounts, not solely Chase accounts. See this put up for particulars about methods to presumably bypass this rule.
- This product is accessible to you for those who would not have a present IHG Rewards Credit score Card and haven’t obtained a brand new Cardmember bonus inside the final 24 months. Word that what issues right here is the time you bought the sign-up bonus, not the time you open the account or shut the account. This doesn’t apply to Enterprise Card Credit score Card merchandise.
- Don’t apply for greater than 2 Chase bank cards inside 30 days, or it’s extremely possible that you’re going to get rejected.
- We suggest you to use for this card after you have got a credit score historical past for greater than a yr.
Abstract
In comparison with different resort teams, IHG is powerful in nationwide parks and a few small cities in the course of nowhere. For the reason that revamp in 2022.3, now you can redeem 40k FN with some additional factors to guide for greater class inns, and this considerably elevated the pliability for the FN. This card will not be a very good card for on a regular basis spending as a result of IHG factors are usually not very useful, so the 10k spending bonus is principally only a joke. Maintaining this card for a very long time is principally equal to make use of $99 to purchase a 40k FN, whether or not it’s price it actually rely in your touring frequency and many others.
Associated Credit score Playing cards
| Chase IHG Traveler | Chase IHG Premier | Chase IHG Premier Enterprise | |
|---|---|---|---|
| Annual Price | $0 | $99 | $99 |
| Free Evening | none | as much as 40k | as much as 40k |
| Finest Signal-up Bonus | 120k | 150k+$50 | 140k |
After Making use of
- Name 800-436-7927 to examine Chase software standing. That is an automatic phone line, and the knowledge has the next meanings: Obtain resolution in 2 weeks means your software might be accepted; Obtain resolution in 7-10 days means your software might be rejected; Obtain resolution in 30 days merely means your software requires additional evaluate and there’s nothing to let you know for now.
- Chase reconsideration backdoor quantity: 888-270-2127 or 888-609-7805. Name it for those who didn’t get approve instantly. Your private info might be acquired and they’re going to then evaluate it. You seldom reply questions, as a substitute, simply benefit from the music and then you definitely get accepted or rejected, or additional info is required to be handed in to the department or be faxed.