2023.1 Replace: There’s a $1,000 welcome supply now, which is the perfect ever supply on this card. It appears folks see a clean web page after submitting the appliance, and no person has efficiently utilized. So we switched again to the $500 supply hyperlink within the software hyperlink part under.

2021.10 Replace: This card was simply launched with a $300 supply, and now folks managed to acquire a $500 supply hyperlink. HT: reader NeverBehave <F, B>.

Software Hyperlink

Advantages

1. $500 supply: earn $500 cashback after spending $5,000 in first 3 months.
2. Earn 1.5% cashback on all purchases.
3. BoA Most popular Rewards program (enterprise model): When you’ve got checking/financial savings/brokerage account (enterprise model) in BoA or Merrill Edge, you’ll be able to earn further factors based mostly on the quantity of asset. Earn further 25% rewards if you’re in Gold tier ($20k or extra in stability); 50% if Platinum tier ($50k or extra in stability); 75% if Platinum Honors tier ($100k or extra in stability).
4. No annual payment.

Disadvantages

1. It has international transaction payment, so it isn’t a good selection exterior the US.

Really useful Software Time

1. We advocate you apply for this card after you’ve got a credit score historical past of at the very least one 12 months.
2. [New] 2/3/4 Rule: BoA will solely approve you for at most: 2 playing cards per rolling 2 months; 3 playing cards per rolling 12 months; and 4 playing cards per rolling 24 months. As a result of their IT system hasn’t been absolutely up to date but, you could not get declined due to this rule. As an alternative, you could get authorized at first, after which the account will probably be closed due to “authorized in error”.
3. [New] 24 month churn rule: This card is not going to be out there to you in case you at present have or have had ANY BOA BUSINESS CARD within the previous 24 month interval.

Abstract

Its sign-up bonus is first rate for a no payment card. When you can attain the very best stage of BoA Most popular Rewards (enterprise model), then the spending rewards is 2.625% on every part which is superb.

After Making use of

• Click on right here to test BoA software standing.
• BoA reconsideration backdoor quantity: 877-383-0120 or 866-811-4108. Evidently the quantity is altering. Please inform us without delay if it fails. The representatives right here can get in contact with decision-makers instantly.

Historic Presents Chart

Software Hyperlink

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